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Self funders

If you are paying for the full cost of the services you receive to live independently at home or in a care home, you are known as a self-funder. 

A self-funder means that either: 

  • You have chosen not to approach the council for help
  • You have chosen not to be financially assessed
  • You have been assessed but are not currently eligible for adult social care services
  • You have approached adult social care and your needs show you are eligible for social care support, however, your savings or assets are above £23,250

Where can I get help as a self-funder? 

If Herefordshire Council can't help with the costs of your care, you are still entitled to the same help as everyone else with accessing information and advice. The council can also help you with working out your support and care needs. 

If you live in your own home and you are not entitled to financial support from the council but you have eligible care needs, you can ask the council to arrange your care for you. Visit Herefordshire Council’s website for details.

As well our section on Where to get independent financial advice, you can also get information about options for funding your care from not-for-profit websites such as Paying for Care and Society of Later Life Advisers (SOLLA).

To look at what options are available to manage your support and care please go to our support and care options section for information. There is also some useful information available on supporting yourself at home.

The National Care Line provides support and information to the elderly, their carers and their families. Their advice line number is 0800 0699 784.

If you do not feel confident or able to make decisions about your support and care, there is help available.  Please visit our section on Advocacy and Making decisions for further information.